Jewelry and watch appraisals from photos — not a GIA lab
Signed jewelry and watch reports from photos: $59 records, $99 insurance replacement-value, $399 tax case review. A JPEG is not a diamond grade.
A photograph is not a GIA, IGI, or AGS grade. Include any existing laboratory papers; they describe the stone, not a current insurance value. We do not issue lab reports from JPEGs.
Estate jewelry: photograph costume and fine pieces separately — /estate-jewelry-appraisal. Antique and period jewelry: /antique-jewelry-appraisal. Updating an old rider: /update-jewelry-appraisal. Watch serials: /watch-appraisal-online. Parent H2s stay on this hub.
Standard signed record $59. If an insurer asked for a rider or schedule, use Insurance $99 and ask the carrier first. Tax and estate files start at $399 as case review. Instant Screener is a $9 unsigned first read.
Many carriers still want an in-person jeweler inspection. We do not promise insurer acceptance and we do not claim USPAP certification.
Questions
How do I get jewelry appraised for insurance?
Ask the carrier first whether a remote signed PDF is acceptable. Many want a jeweler or lab in person. If they asked for replacement value, this page’s primary path is the $99 insurance lane. Instant Screener cannot satisfy a rider. We do not quote premiums.
How much does an appraisal for jewelry typically cost?
Here, insurance replacement-value is $99. A records report is $59. Tax and estate files start at $399 as case review. We do not quote a jewelry insurance premium and we do not invent laboratory fees.
How often should jewelry be appraised for insurance?
Ask your insurer. Values change. Some carriers suggest a periodic update; that is their rule, not an Appraisily product clock. If they want a new replacement-value PDF, use $99.
Will insurance accept an online jewelry appraisal?
Not promised. Ask the carrier. Many want an onsite jeweler or laboratory report. We do not claim they will accept a remote PDF. If they asked for replacement value, start $99 and still ask first.
Can you grade diamonds from a JPEG?
No. A photograph is not a GIA or IGI grade. Include any existing laboratory papers; they describe the stone, not a current insurance value.
Start $99 insurance jewelry report
Start a $59 signed jewelry report
Estate jewelry: costume vs fine
Antique jewelry from photos
Update a jewelry appraisal
Watch appraisals from photos
Estate contents appraisals
Inherited-object decision guide
Insurance appraisal lane
Jewelry and watch collection records
See a signed appraisal sample
Full price table