Update a jewelry appraisal: a new replacement-value date, not a reprint
Insurers usually want a current value date, current photos, and a defined object. Reprinting last year’s PDF is not that job. If the carrier asked for replacement value, this page’s hero is $99.
Not for: A free reprint of an old PDF, a GIA recut, or a promise the carrier will accept a remote update.
Default: Insurance $99. Ask the carrier first. If they need a new replacement-value report, use $99. One signed keep-file without an insurer request is $59. Tax files start at $399 as case review.
Ask the carrier first. An old lab paper is not a current rider. This page’s hero is Insurance $99. We do not claim USPAP certification.
Comparables for a rider update. An update is a new assignment. Comparables must support today’s replacement basis and today’s object—not last year’s number with a new date stamp.
Match these: The same object, photographed now; Current replacement sources the carrier’s basis actually uses; The value date the carrier asked for
Do not use as comps: Reprint of last year’s figure; A lab paper treated as a schedule value; Unsigned Screener ranges
Ask the carrier what “update” means. Some want a new report. Some want an endorsement. Some still want an in-person jeweler. Photograph the piece as it is now — not only the old paperwork.
Lab paper vs schedule value. A laboratory report describes tested stone characteristics. An appraisal states a supported value for a defined use and date. They are not interchangeable.
What Instant Screener cannot do. Instant Screener is a $9 unsigned first read. It cannot refresh a rider. If you only need a curiosity range, use it. If a carrier asked, use $99.
Questions
Will you show me sold lots before I pay?
No. Live comps are selected in the signed update, not listed on this lander. Use the sample-report links to see how citations look.
How do I update an old jewelry appraisal?
Ask the carrier whether they need a new replacement-value report. If they do, photograph the piece now and use Insurance $99. An old typed page is not a current schedule.
How much does it cost to update a jewelry appraisal here?
If the carrier asked for replacement value, $99. A signed keep-file without that request is $59. Tax case review is $399. No published rush dollar.
Can you just date-stamp last year’s report?
No. A new assignment needs current photos, a value date, and intended use. We do not reprint an old PDF as if it were new.
Does a GIA report count as an updated appraisal?
No. A lab report describes the stone. An appraisal is a signed value opinion for a defined use and date.
Can Instant Screener refresh my jewelry rider?
No. Instant Screener is unsigned and not for formal use.
Will my insurer accept a remote update?
Ask them. We do not promise insurer acceptance and we do not claim USPAP certification.
Start $99 insurance jewelry report
Jewelry and watch hub
Insurance appraisal path
Full price table
Insurance sample — citation format, not a jewelry object