Inspect a matching sample
Use the insurance or donation sample to check the report structure, value premise, evidence, and limitations before ordering.
Insurance appraisal
Need this for my insurance company?
$99 signed replacement-value PDF. Ask the carrier what they will accept before you order. This is not the $59 records report. Timing is confirmed after intake.
Questions first? See common insurer questionsPrepare several collection objectsCarrier requires an onsite visit?
Insurance sample
Carved wood Bacchic figure
Replacement-value range from the live insurance sample
Sample value
$7,225–$9,775
Report type
Insurance / replacement
Signed PDF report with replacement-value support
Built for renewals, scheduling, and claims
Delivery timing confirmed after intake; any priority option is shown at checkout
Timing confirmed
After intake
Starting price
$99
Photo-based workflow
Remote
When the deadline is realWhen insurance asks for documentation,
When insurance asks for documentation,
speed matters.
If your carrier needs a replacement-value report, you do not have time to call around, wait weeks, and hope someone can fit you in. You need a signed report you can submit while the deadline still matters.
What usually happens
Day 1
Insurer sends notice: "Provide replacement-value documentation within 30 days."
Day 3
You call 3 local appraisers. Earliest appointment: 5 weeks out. Cost: $200-400 per item.
Day 10
You try to write your own valuation. Insurer rejects it — needs a signed professional report.
Day 25
Panic sets in. 5 days left. No appraiser available.
Typical local route vs. online signed report
Wait time
4-6 weeksvs.confirmed after intake
Cost per item
$150-400vs.$99
Format
Handoff neededvs.Signed PDF, emailed
A faster route
Hour 0
Upload photos and select "Insurance Appraisal"
Review window
A reviewer examines the evidence, researches comparables, and drafts the report
Confirmed schedule
Signed PDF with replacement-value evidence delivered to your inbox
Recipient review
Forward the report to the insurer for its independent decision
Replacement-value PDF
Signed replacement-value report
$99 signed replacement-value PDF with a photo appendix, easy to forward. Ask the carrier first whether a remote report is acceptable. We do not promise they will accept it.
Start my insurance appraisal — $99Any priority option is shown at checkout when available. Revision eligibility follows the order terms.
Sample PDFs
See the insurance sample report before you order.
Preview the $99 replacement-value sample — photo appendix and the format to forward after you ask the carrier.
Need a different use? See all sample reports.
Selected samplePreview opens here
Appraisal reportReplacement value + schedule details
Insurance report
- Replacement value support
- Formatted for scheduling
- Useful for renewals or claims
Signed PDF sample opens in a preview.
Appraisal reportReplacement value + schedule details
Signed & documented
Every report includes the rationale behind the value opinion.
Built for your needs
This sample matches the intended use for this page.
Easy to share
Download the signed PDF and send it with context.
Verifiable proof
Judge the report by visible evidence.
Unsourced customer quotes and outcome claims are not used as proof.
Confirm the assignment scope
Formal-use reports depend on intended use, evidence, inspection needs, signer eligibility, and the receiving party rules.
Keep acceptance claims bounded
Insurers, advisers, courts, and agencies decide what they accept. Appraisily does not promise universal acceptance.
Insurance FAQ
What people usually need confirmed before they start.
These questions tend to matter more than general appraisal education on an insurance page.
Will the report be signed and easy to share with my insurer?
Yes. The output is a signed PDF you can forward to an insurer, broker, or adjuster. The carrier still decides whether they will accept it.
How quickly can I get the report?
Delivery timing is confirmed after photos and insurer instructions are in. There is no published rush fee. Complex or multi-item assignments may need a custom schedule.
Do I need to ship the item anywhere?
No. The standard workflow is remote. You upload photos and details, and the appraisal is prepared from that intake unless a rare case needs something more specialized.
How to value artwork for insurance?
This page is the $99 replacement-value signed PDF for personal property — art, antiques, jewelry, or household objects, not a house or a roof claim. Ask the carrier first whether a remote signed PDF is acceptable. We do not quote premiums and we do not promise they will accept it.
Start $99 insurance reportWhat do insurance appraisers look for?
For this $99 lane: identification of the object, condition, comparable replacement evidence, and a signed PDF you can forward. The carrier still decides coverage and whether a remote report is enough. We are not a public adjuster and we do not settle claims. Jewelry riders and lab limits live on /jewelry-watch-appraisals.
Start $99 insurance reportI need an appraisal for my insurance company. What do I buy?
The insurance lane is a $99 replacement-value signed PDF for art, antiques, jewelry, or household objects — personal property, not a house or a roof claim. Ask the carrier first whether a remote signed PDF is acceptable. We are not a public adjuster and we do not settle coverage disputes. If they meant a building “appraisal clause” (two appraisers + umpire), that is not this service.
Start $99 insurance reportWill my insurer accept this?
We do not promise insurer acceptance. We do not claim USPAP certification, federal qualified status, or court acceptance. Ask the carrier whether a remote signed PDF is acceptable before you pay. If they require an onsite inspection or a specific credential, use a local specialist — we do not send staff for house calls.
Start $99 insurance reportCan I use Instant Screener or the $59 report for insurance?
No. Instant Screener is a $9 unsigned first read. $59 is a records / resale report. Neither is built as insurance documentation. If the insurer asked for replacement value, use the $99 lane. Still ask the carrier. We do not promise they will accept it.
Start $99 insurance reportReplacement value vs fair market value — which one is this page?
This page is replacement value (what it would cost to replace the object with a comparable one). That is the $99 lane. Fair market value is a different number, used for records, sale, or tax/donation conversations — $59 or $399 case review, not this button. We do not quote insurance premiums. The carrier decides coverage.
Start $99 insurance reportI need an insurance appraisal for a painting. Is that a different page?
Same product, same $99 start URL. Use /appraisal/paintings only for the photo list and object ID (front, verso, signature, labels, size, damage). Do not order $59 if the insurer asked for replacement value. We still do not promise the carrier will accept a remote PDF.
Start $99 insurance reportNext step
Start the order while the policy deadline is still on your side.
If you already know this is for insurance, there is no reason to keep comparing generic appraisal pages. Open checkout, secure the order, and upload the photos you already have.
Start my insurance appraisal — $99Will this hold up when someone asks for proof?
Your report is built so an insurer, CPA, executor, or buyer can follow the logic, review the comps, and understand the number without chasing you for more explanation.
Visible
Report scope
method and value premise
Stated
Limitations
remote-review and assignment boundaries
Cited
Market evidence
relevant comparable references
Assignment-specific scope
The report states its method, value premise, assumptions, limitations, and responsible signer.
Comparable evidence
The report identifies the market evidence selected for the object and intended use.
Insurance documentation
Replacement-value scope can support a carrier conversation, but the receiving insurer controls its requirements.
Defensible Documentation
The report explains comps, assumptions, and limiting conditions so the number is easier to defend.
Donation case review
Tax-related scope, inspection needs, signer eligibility, and adviser-requested documentation are confirmed per assignment.
Market-source transparency
Relevant auction and market references should be cited so another reader can inspect the evidence path.