Insurance appraisal

Get the signed insurance report before the deadline drives the decision.

For scheduling, renewal, claims, and collection documentation. Start the order now and get a replacement-value appraisal report on the schedule confirmed after intake.

Questions first? See common insurer questionsPrepare several collection objects

Built for carriers

Replacement-value documentation

Signed PDF report with replacement-value support
Built for renewals, scheduling, and claims
Delivery timing confirmed after intake; any priority option is shown at checkout
Timing confirmed

After intake

Starting price

$99

Photo-based workflow

Remote

When this page fits

The buyer here usually has a deadline, a carrier, or a coverage gap.

This route is for people who already know they need formal documentation, not a casual value estimate.

New coverage or renewal

Get the documentation a broker or carrier wants before a policy is bound, renewed, or updated.

Claim support

Move faster when a carrier asks for supporting value documentation after damage, theft, or loss.

Collection schedules

Keep records current so the item is not underinsured when it matters most.

When the deadline is real

When insurance asks for documentation, speed matters.

If your carrier needs a replacement-value report, you do not have time to call around, wait weeks, and hope someone can fit you in. You need a signed report you can submit while the deadline still matters.

What usually happens

Day 1

Insurer sends notice: "Provide replacement-value documentation within 30 days."

Day 3

You call 3 local appraisers. Earliest appointment: 5 weeks out. Cost: $200-400 per item.

Day 10

You try to write your own valuation. Insurer rejects it — needs a signed professional report.

Day 25

Panic sets in. 5 days left. No appraiser available.

Typical local route vs. online signed report

Wait time
4-6 weeksvs.confirmed after intake
Cost per item
$150-400vs.$99
Format
Handoff neededvs.Signed PDF, emailed
A faster route

Hour 0

Upload photos and select "Insurance Appraisal"

Review window

A reviewer examines the evidence, researches comparables, and drafts the report

Confirmed schedule

Signed PDF with replacement-value evidence delivered to your inbox

Recipient review

Forward the report to the insurer for its independent decision

Carrier-ready format

Signed replacement-value report

Carrier-ready replacement value, signed PDF, photo appendix, and a format that is easy to forward to your insurer without extra back-and-forth.

Start my insurance appraisal — $99

Any priority option is shown at checkout when available. Revision eligibility follows the order terms.

How remote appraisal works

If you assume remote means lower quality, look at the actual work.

The important part of an appraisal is not the drive to your house. It is the research, the comparable sales, the written reasoning, and the signed report. That work happens at a desk in both models.

Option A

Local in-person appraiser

1Schedule appointment (2-6 weeks out)
2Appraiser arrives, photographs the artwork
3Appraiser returns to office
4Searches same auction databases remotely
5Writes report at desk using photos
6Mails or emails signed PDF
Cost$150-400
Timeline4-6 weeks
Added value of house callPhotos (which you can take yourself)

Option B

Remote signed report

1Upload your own photos (5 minutes)
2Appraiser searches auction databases
3Writes report using photos + comps
4Signed PDF on the schedule confirmed after intake
Cost$99
Timelineconfirmed after intake
Same databases Yes
Same signed report Yes
Same comps & methodology Yes

The truth about in-person appraisals

An in-person visit can make sense in some edge cases, but for most art appraisals the real value is in the analysis that happens after the photos are taken. Comparable sales, database research, catalog checks, and report writing are still done remotely. What matters is the quality of the report you receive, not whether someone spent time in your driveway.

Start my insurance appraisal — $99

Same research process. Same signed report. Less waiting.

How the order works

You can place the order first and finish the details right after.

If you already know you need a signed report, secure the order now. Photos, measurements, and paperwork can be uploaded immediately after checkout.

Customer starting an online art appraisal order
Workflow Stage 1

Open secure checkout

Checkout First

Secure online

Upload Timing

After payment

Report timing

Confirmed after intake

Revisions Included

Yes

Sample PDFs

See the carrier-ready report before you order.

Preview the insurance sample first — replacement value, photo appendix, and the format carriers ask for. The other report styles are here if your case turns out to need a different value basis.

Selected samplePreview opens here
Carved wood Bacchic figure, subject of the Appraisily Replacement value + schedule details sample report
Appraisal reportReplacement value + schedule details

Insurance report

  • Replacement value support
  • Formatted for scheduling
  • Useful for renewals or claims

Signed PDF sample opens in a preview.

Preview

Regular / professional report

  • Comparable sales included
  • Signed written rationale
  • Useful for records or resale
Attributed Otto Eerelman pastoral oil, subject of the Appraisily Market value + comps sample report
Appraisal reportMarket value + comps
Preview

Tax / donation report

  • Fair market value framing
  • Form 8283 support
  • Prepared for tax or donation use
Pablo Picasso Madoura ceramic plate, subject of the Appraisily Fair market value + donation support sample report
Appraisal reportFair market value + donation support

Signed & documented

Every report includes the rationale behind the value opinion.

Built for your needs

Select the report format that fits records, insurance, or tax.

Easy to share

Download the signed PDF and send it with context.

Verifiable proof

Judge the report by visible evidence.

Unsourced customer quotes and outcome claims are not used as proof.

Inspect a matching sample

Use the insurance or donation sample to check the report structure, value premise, evidence, and limitations before ordering.

Confirm the assignment scope

Formal-use reports depend on intended use, evidence, inspection needs, signer eligibility, and the receiving party rules.

Keep acceptance claims bounded

Insurers, advisers, courts, and agencies decide what they accept. Appraisily does not promise universal acceptance.

Insurance FAQ

What people usually need confirmed before they start.

These questions tend to matter more than general appraisal education on an insurance page.

Will the report be signed and easy to share with my insurer?

Yes. The output is a signed PDF report designed to be forwarded to an insurer, broker, or adjuster without extra formatting work on your side.

Is this for replacement value or fair market value?

Insurance orders prioritize replacement-value support and carrier-facing documentation. If your case needs a different value basis, the appraiser can clarify that during review.

How quickly can I get the report?

Delivery timing is confirmed after the required item evidence and insurer instructions are received. Complex or multi-item assignments may need a custom schedule.

Do I need to ship the item anywhere?

No. The standard workflow is remote. You upload photos and details, and the appraisal is prepared from that intake unless a rare case needs something more specialized.

Next step

Start the order while the policy deadline is still on your side.

If you already know this is for insurance, there is no reason to keep comparing generic appraisal pages. Open checkout, secure the order, and upload the photos you already have.

Start my insurance appraisal — $99

Will this hold up when someone asks for proof?

Your report is built so an insurer, CPA, executor, or buyer can follow the logic, review the comps, and understand the number without chasing you for more explanation.

Visible
Report scope
method and value premise
Stated
Limitations
remote-review and assignment boundaries
Cited
Market evidence
relevant comparable references

Assignment-specific scope

The report states its method, value premise, assumptions, limitations, and responsible signer.

Comparable evidence

The report identifies the market evidence selected for the object and intended use.

Insurance documentation

Replacement-value scope can support a carrier conversation, but the receiving insurer controls its requirements.

Defensible Documentation

The report explains comps, assumptions, and limiting conditions so the number is easier to defend.

Donation case review

Tax-related scope, inspection needs, signer eligibility, and adviser-requested documentation are confirmed per assignment.

Market-source transparency

Relevant auction and market references should be cited so another reader can inspect the evidence path.

Ready to begin your appraisal?

Get my appraisal report

Secure. Signed. Delivered fast.