The short answer
Use this seven-point keep-file test
For a signed personal-property report, confirm these seven points before you pay. If you only need an informal opinion, ask which of these features the lower-cost output includes:
- Signed PDF: a report you can save, not a disappearing result screen.
- Named reviewer: the person responsible for the conclusion is identified.
- Stated intended use: resale records, insurance, donation, or another defined decision.
- Independent fee: a flat or disclosed fee, not a percentage of the value or a commission to sell the item.
- Sample report: proof of what the finished file actually contains.
- Photo requirements: front, back, marks, labels, measurements, and damage are requested when relevant.
- Unsupported-case policy: the service says what happens when photographs cannot support a conclusion.
A fast number can be useful. It is simply a different product from a signed, human-reviewed report.
Compare online appraisal services for art and antiques
Publisher disclosure: Appraisily sells appraisal services and is included below. This is a comparison of public product information, not a test purchase or an independent ranking. We checked the linked provider pages on September 29, 2026. Options are alphabetical; the right choice depends on your intended use.
These services accept photo-based personal-property enquiries. They are not home-value estimators. Prices are published USD entry prices, not guaranteed checkout totals; confirm item eligibility, current fees, named reviewer, inspection requirements, and recipient acceptance before ordering from any provider.
How to use the table: for curiosity or sale research, start with the least extensive output that answers your question. For art with uncertain authorship or an antique with hidden repairs, ask whether photographs are sufficient. For insurance, estate, donation or another formal purpose, first obtain the recipient's requirements and then ask each candidate for a written scope that meets them. A lower price and a faster number do not establish that the deliverables are interchangeable.
Method: we applied the same fields to all three providers: price, output, timing, intended-use fit, and unresolved scope. This small selection is not exhaustive. No service-quality score, credential equivalence, authentication guarantee, or winner is inferred from a marketing page. Missing information is a question to ask, not evidence that a provider lacks it.
Start with the job the report must do
Do not begin with star ratings or turnaround time. Begin with one sentence: “I need this report for ____.” That blank determines the value basis, research depth, evidence, and wording the reviewer may need.
Write the intended use before comparing providers
- Curiosity: an unsigned first number may be enough.
- Personal records or resale planning: a signed keep-file can document the item and market evidence.
- Insurance: ask the carrier what kind of report and value basis it accepts before ordering.
- Donation or tax: use a separate case review; a general records report is not automatically a qualified appraisal.
A PDF is not useful merely because it is signed. The receiving party is not guaranteed to accept it. Ask first when another institution controls the requirements.
If the item needs hands-on inspection or the recipient expects an in-person assignment, use the criteria in our online versus local appraisal guide.
Open the sample report before you pay
Marketing pages describe a service. A sample report shows the actual deliverable. Scan it for six things: a named reviewer, an item description tied to the photographs, comparable-market evidence, a value conclusion, assumptions and limiting conditions, and a signature.
Then test the evidence. Are the comparables recognizable records with dates, sources, and enough detail to explain why they are relevant? Does the conclusion say what kind of value is being estimated and for what date? A polished cover without that substance is still a weak keep-file.
Also read the fee and conflict language. The American Society of Appraisers advises consumers to settle fee questions before engagement and warns against percentage-of-value fees or an undisclosed interest in the property. Appraisily charges a flat fee and does not consign your item.
Only curious?
An unsigned first look is only for curiosity
The Screener starts with free identification. An optional $9 First Read adds an unsigned initial assessment. Neither is a signed appraisal report; review the current scope before paying.
Upload a photo for a free first lookIdentification is free. The optional First Read is $9; a signed report is a separate purchase.
Free identification helps orient you to the object. The optional $9 First Read is a separate unsigned screening product, not this article and not a signed value conclusion. Photographs may leave material, condition, provenance, or authorship uncertain. A written appraisal becomes useful when you need documented support for a defined decision. Confirm the appropriate report scope before ordering.
Give the reviewer photographs that can support a conclusion
Remote work succeeds or fails on the evidence you provide. Photograph the whole item from the front and back, then add close views of signatures, labels, construction, hardware, damage, repairs, and anything that does not match the rest. Include a ruler or exact dimensions where scale matters.
Use even daylight, hold the camera square to the surface, and keep one uncropped context shot. Do not hide cracks or edit color. If a detail is illegible to you, it will probably be illegible to the reviewer too.
The honest limit is simple: some questions remain uncertain from photographs. Material testing, interior construction, weight, provenance documents, or direct examination may change the conclusion. A good provider names those gaps instead of converting them into certainty. Use the photo guidelines for the keep-file photo set; that page owns the shot list.
Know when an unsigned first number is enough
If your decision is “keep, donate locally, or research further,” an instant screening result can be the efficient choice. It can provide a preliminary category or identity read, show visible evidence gaps, offer rough comparable-market signals, and indicate whether human appraisal looks worthwhile.
For a deeper comparison of the two outputs, see signed appraisal versus a free AI estimate. The distinction is the file and its accountable human review, not whether software helped organize the first pass.
Use the ten-minute provider worksheet
Copy this scorecard into a note or print the page. A “no” does not automatically disqualify a service; it tells you what to ask before paying.
- Will I receive a signed PDF I can keep?
- Is the responsible reviewer named?
- Does the service confirm my intended use?
- Can I inspect a representative sample report?
- Will the report describe the item from my photographs?
- Will it identify and explain relevant comparable evidence?
- Are assumptions and evidence limits stated?
- Is the fee fixed or disclosed before work begins?
- Does the provider avoid a financial interest in selling the item?
- Is there a clear remedy if the evidence cannot support a conclusion?
Appraisily Standard returns a signed, human-reviewed PDF with a named reviewer, an item description based on supplied photographs, comparable evidence, a conclusion for records or resale planning, and stated assumptions and limits. It costs $59. If the evidence cannot support a conclusion, our refund policy applies. We do not consign and do not promise a sale price.
Match special jobs to special scope
The $59 Standard report is for records and resale planning. Do not buy it for a formal use and hope the recipient will reinterpret it later.
Insurance · $99
Ask the carrier whether it accepts a remote signed PDF and what value basis it requires. Review the insurance appraisal option only after that conversation.
Donation or tax · $399 case review
Property-specific scope is confirmed during review. This is not automatic IRS qualification, we do not file Form 8283, and this article is not tax advice. Review the qualified appraisal scope before ordering.
Delivery timing is confirmed after the required item information is received. For category-specific personal property, the art and object appraisal page explains what Appraisily can review.
Questions before you send the object file
What should I prepare before requesting a quote?
Photograph the whole object, its reverse, any marks and damage; include dimensions, material, item count and any history you can substantiate. Tell the provider what decision you are making and when you need the answer. Keep unverified family stories separate from documented provenance.
What if a provider cannot identify the maker from photographs?
Ask what additional evidence would resolve the question: a clearer mark, an inspection, a specialist opinion or a laboratory test. An attribution may remain tentative. Record that uncertainty rather than treating an estimated value as proof of authenticity.
Can I compare two different quoted prices directly?
First ask each provider to itemize the work included, extra-item charges, inspection or shipping costs, revision allowance and the point at which the delivery clock begins. A lower initial quote can describe a smaller assignment.
Should I publish my photos to get more opinions?
Check the destination and its privacy settings first. Remove home addresses, account details and unrelated documents from public copies. If ownership papers or serial numbers are needed, ask the provider for a private submission method and its retention policy.
When should I stop comparing and ask for an inspection?
Escalate when condition, construction, restoration, materials or authenticity cannot be assessed reliably from the available images. Ask the candidate to explain which unanswered question requires physical access and how that changes the agreed work.
Search variations this checklist answers
- How to compare online appraisal services in the USA
- What should a signed online appraisal report include?
- Are online appraisals legitimate for personal property?
- How do I choose an online antique appraiser?
- Is a free online appraisal the same as a signed report?
- What photos does an online appraiser need?
- Should an appraiser charge a percentage of value?
- Will an insurer accept an online appraisal PDF?